Zach Halvonik is a CERTIFIED FINANCIAL PLANNER™, and specializes in helping pre-retirees build a clear, confident path to retirement.
Zach understands that this stage of life comes with some of the most consequential financial decisions a person will ever make and that getting them right requires more than a once-a-year portfolio review. His work is focused entirely on this critical window: the years where decisions have major consequences.
Zach works with clients who are navigating:
- Building a stress-tested retirement income plan
- Figuring out when you can realistically retire, and trusting that date
- Coordinating Social Security timing to maximize lifetime income
- Protecting your spouse if something unexpected happens
- Tax planning opportunities early and throughout retirement
- Creating a legacy without leaving your family in a financial mess
Before entering financial planning, Zach spent 10 years as a PGA golf professional at private country clubs, where he developed a coaching philosophy centered on process, discipline, and trust. He brings that same approach to financial planning, helping clients plan for the course ahead, so when retirement arrives, they're already set up for the back nine.
When he's not working, Zach can be found spending time with his family or on the golf course.