James Hower, LUTCF, earned his Bachelor of Arts degree in Business Administration from Moravian College in Bethlehem, Pennsylvania in 1988. Over the years he has continued his studies in personal and business investment and insurance planning as well as wealth management and retirement planning.
As a senior financial professional with Premier Planning Group, a relationship driven comprehensive financial services company, he helps individuals and businesses manage their money, plan for their financial future, and achieve specific monetary goals. Jim focuses his practice on personal and business financial strategies, investment counseling, wealth management, retirement planning, insurance, estate planning, employee benefits, and business succession planning.
Jim is also the owner of H & M Financial Group, Inc which is a licensed insurance agency that implements group insurance benefits for businesses - life, short- and long-term disability, medical, dental and retirement plans. As well as providing administrative services for Health Savings Accounts, Flexible Spending Accounts, and COBRA Administration to his business clients.
His business philosophy is summed up in his personal mission statement to his clients “Providing immediate and personal response to his client’s needs is the most important aspect of building a strong relationship. Our clients know that they can count on us to help solve, implement, and manage their most complex personal and business needs in a professional manner. "
Jim has over 35 years’ experience in providing insurance and investment solutions to individuals and businesses. He makes his home in Kennett Square, Pennsylvania with his wife Sharon. He has two grown children - James and Jordan. In his spare time, he enjoys playing golf and travelling the world.